Scholarships and Financing

Deciding to study abroad includes also to know what costs might be included and different to those who would exist when studying at home. Depending on where you come from the costs in Germany can be higher or cheaper than in your home country. It is also important to know that costs like those for the health insurance or for traveling home can arise.

Scholarships and FinancingTuition fees in Germany are quite cheap when combined with other countries. Most universities and technical colleges are financed by the state and just a small amount is financed by the students. In Germany every state can decide if tuition fees are necessary or if they can be dismissed. The federal states Bayern, Hamburg and Niedersachsen do charge tuition fees which are about 500 Euros, which is quite cheap. The other federal states do not charge tuition fees but some have special regulations concerning long-time students or a second degree.

All students have to pay another amount of money called the semester fee. With this fee the administration costs for the own person are paid and cafeterias, residential homes or sport facilities are financed. In most cases with these fees one also gets a semester ticket that can be used for bus or train in the area. The semester fee is about 150 to 250 Euros.

To study at a private university or technical college is much more expensive because these are financed only by tuition fees. The fees for these universities can be up to 20.000 Euros per year.

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Additionally, there are costs for a health insurance which is necessary in Germany and the normal living costs. Renting costs can differ a lot depending on where and how one wants to live. In the big industrial and university cities the rent can be quite expensive because there is not much space for all the people. For German students it is therefore normal to share a flat with other people and make an apartment-sharing community to lower the costs for everyone. Another cheap opportunity is the residential homes from the university. These are always strongly demanded and it is therefore important to apply for a place early. Costs for the rent are in residential homes 200 – 400 Euros, in apartment-sharing communities about 300 – 500 Euros and for a single apartment from 400 Euro upwards, these amounts can differ from town to town.

In addition to the rent there are also costs for food, books, copies, telephone, internet, clothing, free-time and many more. Combined with other countries Germany has EU-average costs in this area. How much money is needed depends on many coefficients. One can calculate with about 200 – 300 Euros.

To finance all these things it is important to know early enough what budget one has and what are the other alternatives.
A student-job in Germany cannot always be done by international students. First there have to be checked the rules and regulations for one’s home country. But then a student-job can be a good way to improve the budget. Job offers can be received from university as well.

Another opportunity is to apply for scholarships. It can either be a scholarship from one’s home country or a scholarship from Germany. In Germany there are different foundations and organizations that help international students. The scholarships from the DAAD ( German Academic Exchange Service ) are always good and on the webpage can be found a list of all scholarships to search and find the best one. For students from Europe there is also the possibility to get scholarships from the ERASMUS-program. It makes sense in every case to apply for a scholarship. Even if they just pay for a small part of the costs it can be a big help.

It is also that important to get the information about how to finance the studies early because in Germany there is needed a proof of financing. This proof is very important because it is needed for the application, for the visa and for the residence permit. There has to be a proof that one has 8.000 Euros per year from different sources.

The finance is a very important part that should not be underestimated and about which ne should think early if wanting to study abroad.

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